Saturday, November 22, 2008

Putting A Price On Education

Two news items, one in The Tampa Tribune and the other in the St. Petersburg Times, taught me a very good lesson about how the State of Florida has little concern for the education of college-bound students, another example of putting greed before common sense.

I find that each newspaper has its own valid editorial positions on social and political issues. The reporters of each paper often provide different content on newsworthy, each with more in depth information than the other on most topics. I couldn’t have home delivery for one without the other.

The St. Petersburg Times reported on a proposal to raise tuition rates by up to 15% at all 11 state universities, following the approval given to 5 institutions during the past year, the University of Florida, Florida State University, the University of South Florida, Florida International University in Miami and the University of Central Florida. The current cost to college students in Florida are much lower than the national average by nearly $2800 per school year. Student increases would be about $200 per semester.

After vetoing an across the board 5% tuition increase last year, Governor Charlie Crist now backs the 15% increase because of state budget cuts. Limitations allow a maximum of 40% in additional intuition fees in any three-year period. At this rate it’ll take eight years for Florida tuition rates to catch up with the national average. Of the total increases, 30% will support financial aid for low-income students. The other 70% would be used to recruit and retain faculties.

The Tampa Tribune, also on November 20th, gave its opinion on the [editorial page] that the Florida Board of Governors will consider to include itself in the evaluation of university presidents. Of course, the presidents would rather maintain the current process that allows their local boards to evaluate their compensation, however self-serving it is.

The paper goes on to give readers statistics from the annual report issued by the Chronicle of Higher Education. For instance, University of Florida President Bernie Machen earns more than $731,000 in total compensations and ranks as one of the 10 highest in the United States. Five other Florida university presidents earn well above the national average of $427,000.

The higher education system in Florida runs parallel to the ways and means of corporate CEOs countrywide. Their boards pump up the salaries and bonuses of their officers over and above what most of us would consider reasonable and affable dollar amounts, especially when their worth doesn’t balance well with the performance of the company. Subordinates get peanut shells in comparison, just enough to maintain the status quo as the upper echelon sacrifice the longevity of loyalty for the opportunity to hire upstarts at much lower salaries or entice other professionals with higher compensation than tenured employees.

Take for instance the contention between the faculty and administration of UCF. President John Hitt was given a 46% raise. Vanessa Fortier, director of the University Office, received a 41% increase. And Abraham Pizam, dean of the Rosen School of Hospitality Management, got a boost of 24.5%. One third of the 99 administrative positions received raises above 10% with an overall average of 9.37%.

Another example can be found at the College of Education where Dean Sandra Robinson got a 23.9% raise even though the college ran a deficit of $1.3 million.

At a time when college funding is constantly being reduced, it’s no wonder faculty members are outraged at the discrepancies in monetary compensations. Their concerns center not only on salaries but the ever-decreasing moneys available to provide the basic needs of managing class room activities, such as Xerox paper and phone services. They are further demoralized when faced with reprimands or dismissals because of problems in their classes; it’s difficult to manage classes of 300 students.

So, what realistic solutions might there be to offset reduced funds? The Florida Budget & Taxation Reform Commission could have made a positive difference but they squandered their once-every-20-year meeting with seven proposed amendments that were subsequently reduced to four.

A property tax swap was determined to be full of mathematical errors that would have left the state a shortfall of $4B dollars. Public funding for religious institutions was felt unconstitutional and outside the realm of the Commission’s responsibilities. The school voucher initiative was deemed wrought with wording that would have ultimately been sent to the Legislature for interpretation. This is what you get with devotees to Jeb Bushels of crappy leadership.

Since the FB&TRC failed in their duties, what’s left to consider?

While visiting Rapid City, South Dakota, I noticed that SD and Florida have some very difference approaches in providing tax revenues while neither have a state income tax.

Florida property taxes are valued at 100% minus a homestead exemption of 25% and an additional $25,000 for those over 65. An annual 3% cap applies but moving within the state to another property annuls any previous savings. South Dakota properties are assessed at 85% of market value between counties, taking into consideration replacements costs, comparable property sales figures and projected income from a property; tax reductions can come in the form of refunds for senior citizens and disabled persons.

Sales tax in Florida is 6% (excluding food and drugs); additional county sales taxes could accumulate to a total of 9.5%. South Dakota sales tax is 4% (excluding drugs) with municipalities having the option of adding 2%.

Gas taxes are 32.6 cents per gallon in Florida - 24 cents in South Dakota.

The biggest difference between the two states is the cigarette tax: 33.9 cents in Florida compared to $1.53 in South Dakota!!! Very few eating establishments provide smoking areas in SD; both states allow outside accommodations. Smoking is a discretionary expense and results in higher medical costs for everyone.

If only the Budget and Reform Commission had been more astute to provide a better selection of amendment instruments that could have resolved these insurmountable financial challenges.

There would be strong opposition from a large party of lobbyists to nearly triple the cigarette sales tax, so a compromise could combine a moderate increase with a tweak of the state sales tax, perhaps a half-cent instead of the penny increase that’s been discussed.

It’s a shame that instructors always get the short end of the stick when administrators reap such greater benefits, including public school teachers who are the backbone of providing the basics of knowledge to the next generation.

In all levels of government, the quality of leadership determines the health of a community. Governor Charlie Crist and the Florida Legislature need to provide a more concerted effort at meeting the demands of providing necessary services to their constituents, especially all levels of the educational system.

Friday, October 17, 2008

An Amendment 2 Kill

I take Amendment 2 personally. Amendment 2 threatens my partner’s health… and life.

If passed on November 4th, Florida courts may decide Amendment 2 nullifies domestic partner medical benefits currently offered by many companies.

C’mon, this is the 21st century.

In 2002, BellSouth, now part of the New AT&T, awarded domestic partner coverage to its employees with a simple requirement that the employee submit a copy of the partner’s Federal Income Tax Return, verifying the two have resided at the same address in excess of six months.

Whether heterosexual or homosexual, domestic partner benefits have become an important tool in recruiting and retaining workers who would otherwise seek employment elsewhere. A definite value has been placed on the professional contributions of domestic partners.

The Senate Committee on Homeland Security On Government Affairs, lead by Sen. Joe Lieberman (I-Connecticut) and Sen. Gordon Smith (D-Oregon) and 19 other co-sponsors, have introduced the Domestic Partner and Obligations Act that would provide domestic partner health benefits to federal employees. Employees are more productive knowing their loved ones are taken care of with medical, dental and vision benefits.

The Federal Government cannot adequately compete with private sector and state and local governments for qualified employees. The Congressional Budget Office estimated the additional cost of those programs would be less than .005%, one half of one percent.

Fortune 500 companies, including AT&T, General Electric, Chevron, Boeing, Lockheed, Raytheon, Hospital Corporation of America and Texas Instruments offer domestic partner benefits. Disney offered the coverage in 1996. Levi Strauss was a pioneer; the first corporation to in initiate such a policy in 1992.

The religious right should boycott these businesses, restaurants included. Don’t eat out. Blue Cross/Blue Shield should be first on the list. Every passionate church member should distance themselves from the services these businesses provide.

By supporting Amendment 2, Florida voters on the self-righteous side of conservatism will be disclaiming their professed pro-life and right-to-life philosophies. Disregarding concerns of providing life-saving medical benefits puts their faith in anti-abortion laws into the light of selective choice. Selective choice is bigotry.

It’s not only the partners who will be in jeopardy, but also the children of heterosexual partners, not just gays. Will Republican-leaning, radical religious voters be proud of their right to vote with conscious knowledge that they will be giving support to what can be viewed as right-to-die legislation by denying life-support health benefits to children cherished in domestic partner partnerships? Take that away and those sweet smiling children will face hurt and suffering.

I am who I am. I am not limp-wristed. I have no lisp.

I can’t number the people who have accepted our partnership when, in reality, they admit to being homophobic. Just as I judge people by who they are, regardless race, color, creed or sexual orientation, so do those who have come to know us. They’re in awe to learn that our un-matrimonial relationship has endured 30 years, “to have and to hold, for richer for poorer, in sickness and in health, to love and to cherish, till death do us part.”

We’re not married, have no intention of tieing our partnership together in what is, in too many hetero marriages, a slipknot. We’re secure with the acceptance from relatives, friends, co-workers and acquaintances.

What would religious organizations prefer I shave my head, tatter my body with tattoos and rings and things, drink beer or take other drugs, refuse to wed a woman who’s barefoot and pregnant, not pay child support, and, in some cases, abuse the children who were created in sin?

To what extreme are higher than mighty right wing advocates willing to go to correct what is a genetic anomaly? Support stem cell research and provide funding to cure this and other human defects and frailties? Is genetic engineering the Lord’s way?

What of devout religious fanatics, including priests, who have abused young boys and left them with emotional scars that create psychological imbalances for the rest of their lives? Have not the hierarchy of religion side-saddled these deranged acts and scuttle-butted the issue? Politicians aren’t exempt from this inhumanity to young boys.

Amendment 2 is unacceptable. It will create boondoggles that will result in court cases by the dozens to clarify to what extent the legislation relegates denial of an individual’s domestic partner rights, heterosexual or otherwise.

My partner is on Medicare for a mental handicap. The costs of medications for a bipolar disorder are prohibitive of sustaining his life.

On a recent trip, I crossed from South Dakota into Wyoming. I was immensely sorrowed at the sight of wooden fences with crisscrossed, weather-worn wooden posts that reminded me of the hate crime that left Matthew Shepard on a journey to Heaven. How ironic that the date happened to be October 13, 10 years to the day after two straight men killed an innocent young man. More ironic was my destination: Devil’s Tower National Monument was aptly named to represent the crime of those two men.

What of ministries that express hatred toward the recently passed Local Law Enforcement Hate Crimes Prevention Act? Did they rejoice on October 13? Should there be an open season to eradicate selective individuals?

Andy Marlette’s social cartoon in Friday’s Hernando Today was cynical. It came face to face with a sinical column on the adjoining page. As the caricature pointed out, without Amendment 2 there will still be no legal same-sex marriages.

I’m not begging. I’m not pleading. I’m simply praying that your conscience guides you to the NO box on Amendment 2, just as it does when you decide to mark the box for the political candidate of your choice.

Thursday, September 18, 2008

Judging Governor Palin

To get the bridge issue out of the way, the sound of flip-flops reverberate through the typical political windstream. There’s nothing new here since people in general, and politicians in particular, tend to correct their misbegotten actions with statements blatantly contradicting the facts of the matter. An individual’s posturing can assuage her devout followers but she may eventually find herself at the wrong end of the bridge to nowhere.

Of more importance are activities that found Walt Monegan, former Alaska Department of Public Safety Commissioner, getting the boot a for not bootin’ Mike Wooten, Alaska State Trooper and Palin’s brother in law. Sarah contends there was no involvement taken by her, her family or any member of her administration to prompt Monegan’s removal.

Palin had appointed Monegan Public Safety Commissioner as she was filling cabinet posts upon her taking office as Governor in January 2007, praising his public service record. According to Monegan, Palin’s hubby, Todd, met with Monegan shortly thereafter to present the family’s findings from a private investigation about incidents going as far back as 2003 when Wooten used a Taser on an 11-year old stepson and shot a moose without the appropriate hunting license.

Palin’s sister, Molly McCann, waited until 2005 to report the misconducts of Wooten - the same day she filed for divorce. According to Palin’s daughter, Bristol, the timing of the filing was ”because of the divorce”, although Wooten had already been cleared of any wrong-doing in a 2004 accusation of consuming alcohol while using a trooper vehicle while on duty, which he wasn’t. The ruling concluded with an internal investigation finding that the allegations were “Not Sustained” because the only witness was Palin’s father, Chuck Heath. Allegations continue to claim Wooten has made threats to Heath and other family members.

Speculation has been made that in the coming month McCain will be forced to replace Palin with an alternate choice, possibly Mitt Romney. Well, uh… that would make McCain inept at making responsible decisions as a presidential candidate and put the Republican Party in an embarrassing position. This is as likely to happen as Barrack Obama replacing Joe Biden with Hillary Clinton.

As McCain is viewed as a maverick among the Washington crowd, Palin seems to fit right in as she presented herself in the 2006 gubernatorial election in contention with the Alaskan Republican Party leaders. This is likely the reason that a 12-member bipartisan committee of the legislature voted unanimously to hire a private investigator to investigate Palin and her staff for abusing executive power. The inquiry was given a three-month contract to make a ruling by the end of October.

All of this brouhaha started because of the nasty divorce and custody battle of Sarah Palin’s sister Molly. Despite Monegan’s belief that he was offered a job as executive director of Alcoholic Beverage Control, which paid a salary $10,000 less, because he wouldn’t give in to pressure to fire Wooten, Palin stands by her statement that no pressure was put on Monegan to fire Wooten by staff members.

Palin’s judgment is put into question for replacing Monegan with Chuck Kopp, previously the police chief. Within days he was removed from the post because of a 2005 investigation of sexual harassment of an employee while he was Police Chief of Kenai. A replacement has yet to be made but Officer Wooten remains on the police force.

Will this be the scandal and catalyst to unseat John McCain from taking root in the White House? Not likely, because Palin and seven of her administration members are refusing to cooperate with the private investigative unit authorized by the Alaska Legislature. They site that the probe should be pursued by a state personnel board, whose three members were appointed by Governor Palin.

Friday, August 15, 2008

Deep Six Amendment 5

Will the State of Florida ever be rid of the influence of Jeb Bush? He’s gone but not forgotten and maintains a political force but boy there are many citizens very pleased that his Taxation and Budget Reform Committee (TBRC) may have struck out with an attempt to again, and further undermine the future of the state’s educational system.

I suppose he and his 25 puppies assumed current residents are as dumb as today’s students would be if Amendment 5 were placed on the November General Election Ballot.

The decision of Leon County Circuit Judge John C. Cooper to keep the initiative from being decided by voters was a big blow to construction influences, including builders, real estate brokers, county property appraisers and a whole slew of other supporting businesses.

Actually, Gov. Charlie Crist last year appointed 11 of the current board members and Senate President Ken Pruitt and Speaker of the House Marco Rubio each selecting 7 members. An additional 4 non-voting members of influence in the Florida Legislature, split equally between the two political parties, round out the group of 29 decision-making individuals. Many of these people were followers of Jeb Bush during his two-term, too long a period as governor.

Amendment 5 would have reduced school taxes by 25-40% and replaced with a penny sales tax and reviewing the tax-exempt status of various services, which is believed to possibly bring in $4B but a far cry from lost funds that estimated to be in excess of $10B. There’s also some doubt that if the Amendment were placed on the ballot it wouldn’t pass the required 60% voter approval.

The Amendment would also put a cap on non-homestead properties at 5% assessment value from the 10% currently level.

If the Amendment passes the expected appeal, more would be at stake than just lost funding. If the construction business were to miraculously come bounding back and add more children to the school system, additional funds wouldn’t likely be available. It’s not likely that the Florida Legislature would take the action to replace lost funds by cutting moneys allocated to other budget programs.

School boards, superintendents, the Florida Chamber of Commerce, among other interested parties, made the appeal that challenged the wording of the Amendment. Another opponent is the Associated Industries of Florida, whose mission statement includes the goal “To promote the general welfare and prosperity of the commonwealth of Florida as a whole.” Silly me, I thought that’s what we voters elected our officials to do!

Florida residents want reduced taxes but it would be a sad day for education in Florida if the Amendment eventually appears on the ballot and passes. When teachers are given little choice but to teach to Florida Comprehensive Assessment Test (FCAT) standards; when extra curricular activities are suspended to provide additional time to prepare students for the test; when financial bonuses are given to schools that have a passing grade or improve their scores; when parents and teachers view the test as a hindrance and a poor judgment of student achievements; when all of these items are considered, FCAT’s own failure as a learning tool is demonstrated by Florida’s education rating level last among the 50 states.

A senior having failed the FCAT three times has the option of using scores from the American College Test (ACT) or the Scholastic Assessment Test (SAT). Another option is to pass Florida’s Common Placement Test (CPT), which is required for entrance to any community college or state university.

Of course, there’s that other acronym: GED.

For now, Amendment 5 has been given the Deep 6 by the grace of a Leon County Circuit Judge. Will the sound of the judge's gavel on the block reverberate through Election Day or will it be silenced by the decision of a higher judicial official?

Is there anything Judge Cooper can do about the placing the Florida Hometown Democracy on the November ballot. All he's have to do is allow all petitions be counted that had been submitted by the deadline of February 1?

Tuesday, August 5, 2008

A Very Sweet Deal

Oops! Florida Governor Charlie Crist thought he was being environmentally conscious with the announcement on June 24 that he had negotiated a deal with U S Sugar to purchase the company for a cool $1.7B, but lawmakers in Washington see things in a different light than the promise of speeding up the goals of the Comprehensive Everglades Restoration Project.

It’s difficult to deem the acquisition of over 187,000 acres, a part of the 700,00-acre Everglades Agricultural Area established in 1950 to promote farming in the area, poor judgment for what could very well assist in saving the Everglades from pollution.

The problem that surrounds Crist is the way the deal was made, without involving the US Army Corps of Engineers and the Southwest Water Management District, the agencies who were commissioned in 1948 to address the effects of major hurricanes that occurred from the 1920s to the 40s and who continue to be fundamental overseers of restoring what is called “The River of Grass”.

Among the worst of these storms was the “Okeechobee Hurricane” of 1928 which devastated south Florida as it hit landfill in Palm Beach County and swept over Lake Okeechobee, killing more than 2,500 people. In 1933, there were two hurricanes that led to the evacuation of residents in the Lake area. The “Labor Day Hurricane” in 1935 is still considered one of the most intense to have made landfall in the United States.

The 1947 “Fort Lauderdale Hurricane” passed slowly over the state from Palm Beach to Fort Myers; a 20-foot storm surge nearly compromised a dike along the south shore of Lake Okeechobee. The devastation from flooding has put lives, and agriculture interests in the surrounding areas, in danger throughout Florida’s history.

[It wasn’t until 1953 that hurricanes and tropical storms were given names.]

Florida’s legislative representatives in Washington, the Corps and SWFMD feel the secrecy of the deal between Crist’s administration and U S Sugar has already created problems and resulting delays in proceeding with current restoration plans that would have to be reworked, taking into consideration the magnitude of the deal.

The affects on economies in Hendry, Glades and Palm Beach Counties would be devastating. U S Sugar employs 1700 but a total of over 10,000 jobs would be lost in related businesses, including transportation and manufacturing, and workers in the citrus operations of U S Sugar.

Pending real estate transactions are being cancelled because of the reported negotiations in a part of the state where unemployment figures are greater than any other area in Florida and where declining home values have become further depressed.

The deal would take away over $1.6B in annual revenues, including lost local, state and federal revenues of 127M and more than 370M in labor income.

The tentative agreement would allow a minimum of six years before U S Sugar would bring an end to its annual production of 600,000 tons of sugar 20 million boxes of oranges. Still, that allows a very short-term time period to resolve the economic instabilities that would be caused by the closure of the nation’s largest sugarcane grower. Layoff announcements would be frequent.

Independent analysts have priced the worth of U S Sugar at approximately half the offered $1.75M, taking note that a private offer would never consider such an exorbitant figure. Growing environmental concerns, reduced government subsidies (costing American consumers nearly $2B a year) and greater federal regulation put the industry at odds with the same degree of profitability as in the past. Recent years of drought have also eroded production numbers.

Tariff fees on sugar products from Mexico are set to expire at year’s end and other growing sentiments to ease restrictions on sugar imports have also put the future of domestic sugar in question.

Currently, American consumers pay about twice the amount of world sugar prices.

Sugarcane accounts for 75% of worldwide sugar production.

The deal won’t be done until the fat cats sing – or not – but the state must first get an appraisal of U S Sugar holdings before negotiations can proceed. Another aspect of the tentative offer would include a lease-back arrangement for a minimum of six years. Because of this clause the public is expected to have faith that the affect on other local businesses and workforces will be less immediate, perhaps giving unemployed workers opportunities at local competitors Florida Crystals and the Sugar Cane Growers Cooperative. These two corporations also jointly own American Sugar Refining and its Domino products.

In August 2007, Florida Crystals was selected by the University of Florida as the site for a $20M grant to do research in cellulose ethanol as an alternative energy source. The company already produces enough clean energy to run its own operations plus 60,000 homes.

The eventual goal of the acquisition of the properties on the south side of Lake Okeechobee would still maintain the need of the levies, canals and the Herbert Hoover Dike, whose current repair work won’t be complete until 2013, but it would also provide the opportunity to develop a freshwater reservoir instead of tapping into the Florida Aquifer. This would take no less than ten years to come to completion. The perception of the area becoming a “flow-thru” to the Everglades is misplaced because of the inherent needs to control such large volumes of water to limit flood damage.

No doubt, Governor Crist chose to announce the agreement with U S Sugar at a time when election campaigns are about to heat up at the Republican and Democrat conventions to finalize their presidential choices. The deal also keeps his name in the news for that possible position as running mate on the Republican ticket.

Actually, Crist is making points with a couple of very intense political interests. He’s promoting offshore drilling along the Florida Coast so patriotic Americans who value the price of oil more than conservation of pristine shorelines could conceivably provide backing for his vice presidency.

Ecologists are justly enthusiastic on the prospects of cleaning up the Everglades in a shorter time span than could otherwise be expected. They may view this as an antidote to the possibility of expanding offshore oil drilling. Besides, with sugarcane lobbyists having contributed tens of millions of dollars in campaign interests, there’s another powerful ally for Governor Crist.

Friday, July 25, 2008

The Catastrophic CAT Fund

The Florida Catastrophe Fund is in such dire state that Governor Charlie Crist’s Republican-controlled Legislature set up a deal with Warren Buffett’s Berkshire Hathaway Inc. to pay a $224M premium to borrow up to $4B toward paying claims to the Florida Hurricane Catastrophe Fund… if needed.

The CAT Fund pays claims when damages exceed $7B statewide.

Mr. Buffett’s financial portfolio includes such names as GEICO, Fruit of the Loom, NetJets, Dairy Queen and, now, a piece of the State of Florida. Of course, taxpayers foot the insurance bill, which is purchased at a rate of 5.6%. Any part of the $4B that is deemed necessary to borrow from the fund will put additional money in the pocket through bond purchases at 6.5%.

After meeting their claim requirements, certain costs from the cat fund are passed along to private insurers who in turn pass along the fees in the form of higher insurance premiums, as is now the case with State Farm. The request comes with some area rates increasing by 91% with an average of 47% statewide.

And still, compared to the 5.6% the State is paying Berkshire Hathaway, Florida homeowners don’t really have it all that bad… percentage-wise.

Let’s take for instance a home insured for $200K with full coverage including full sinkhole coverage, which is about 40% of the total premium but a very risky proposition anyway you look at it, and a 2% hurricane deductible: might pay a $1600 yearly premium. This would bring the insured amount to a low .8% rate. Even with a 50% rate hike from State Farm, the premium rate would be 1.2% of the amount insured.

Going back to the 5.6% rate of insurance that the State is paying to Berkshire Hathaway, you’d be paying $11,200 on a yearly basis.

Now that this has been explained in facts, figures, dollars and cents don’t you feel fortunate that your homeowner insurance is such a great bargain as compared to what it could possibly be?

You’re right. I don’t either. None of us, including the State, are exempt from the affects of a devastating hurricane and the damages that probably won’t be fully covered regardless which company takes your money and runs from inherent risks that they refuse to accept.

Worst of all for the homeowners of Florida is the blatant denial of coverage for those insured with companies that cancel policies right, left, north and south for properties along the coastlines. Insurance companies’ reduction in risk and higher premiums for the remaining policyholders, and the backup of CAT funds, makes for an assurance of their profits and less insurance to homeowners.

Tuesday, July 8, 2008

Soak It - Twist It

Get rid of the paper shredder and make it simpler,
and less time-consuming, to destroy personal data.
Put a stopper in the kitchen sink, and soak those letters,
bills and financial statements with a bit of water
then let them sit for a few minutes,
depending on the amount of paperwork, then give the wad a twist.
Try to separate and read the pages!
It’s quick and effective and you save a little on the electric bill.
Every little bit helps.